Insurance Solutions
Every trucking business needs protection. Here's what we offer.
Bodily injury and property damage coverage for accidents. Federal minimum $750K; industry standard $1M+. Covers medical bills, repairs, legal costs, and settlements.
Protection for freight in your care. Covers theft, damage, loss, and accidents during transit. Essential for shippers requiring $100K-$500K+ coverage.
Comprehensive and collision coverage for your truck and trailer. Protects against fire, theft, vandalism, accidents, and severe weather.
Protection for incidents outside your truck: yard accidents, loading/unloading damage, premises liability, and advertising injury claims.
Coverage for leased owner-operators when operating for personal use. Protects against gaps between company coverage and personal auto insurance.
Coverage for non-owned trailers under a written interchange agreement. Protects you when operating customer or partner trailers.
For Every Operation
Whether you're a solo operator or manage 200 trucks, we have programs designed for your size and needs.
Custom coverage for independent operators. Whether leased to a carrier or running your own authority, we build packages that work for your model.
Designed for fleets of 2+ trucks. Volume pricing, dedicated claims handling, loss control consulting, and renewal stability as you grow.
Starting your first trucking business? We specialize in binding new operators quickly. We handle the FMCSA filings so you can get on the road fast.
Hot shot, flatbed, reefer, tanker, construction, hazmat, and more. Every truck type has unique needs; we build coverage to match.
Federal law requires minimum liability coverage. But shipper contracts, lender requirements, and your own risk tolerance often demand more. We help you build the right stack—not overkill, not under-insured.
Meet FMCSA, DOT, and state requirements. Our policies include all required endorsements and filings.
Most shipper and broker contracts require specific coverage limits and additional insureds. We build policies to satisfy those requirements.
One accident can cost $50K-$500K+. The right coverage keeps that liability off your business and your personal assets.
See what's included in each coverage type.
| Coverage Type | Min Limit | Typical Limit | Federal Req. |
|---|---|---|---|
| Auto Liability | $750K | $1M | ✓ |
| Motor Truck Cargo | $100K | $250K+ | — |
| Physical Damage | $10K | Stated Value | — |
| General Liability | $500K | $1M | — |
| Non-Trucking (Bobtail) | $500K | $1M | — |
Our team will review your operation and recommend the coverage stack that protects your business without overpaying.
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